What will be the interest rate appearing in the land register?

The interest rate applied by the financial institution to the loan granted will have been the subject of negotiations during your meeting with the representatives of the financial institution.

However, the rate which appears in the deed of hypothec, thus accessible to the general public, is often fixed at 20% or 25%. It is not the real rate, but a maximum ceiling rate planned in case of fluctuation of interest rates. This maximum ceiling rate inscribed in the deed of hypothec also meets the confidentiality requirements, as much for the financial institutions as for the borrowers.