A clause protecting asset from seizure by the beneficiary's creditors does prevent its sale or mortgage . beneficiary remains free to dispose of it unless another restriction expressly stipulated.
If the testator also wishes to the sale, alienation, or mortgage of the property for a period, they must include a clause of inalienability that complies with requirements of the Civil Code of Québec . This clause imposes a limitation, which must be justified and temporary to be valid.