What are the differences between the title insurance and the liability insurance of the notary?

The title insurance is not intended to correct the titles, but to cover the risks incurred by the purchaser. This coverage goes beyond the title examination made by the notary (for example, the location certificate which is prepared by another professional, the land surveyor). The purchaser will not have to assume the eventual costs of this risk, the title insurer taking up the interest of the insured.

The notary has, as professional, a liability insurance which covers the damage suffered by the client when it is proven that the notary has committed a serious fault or a negligence. The purchaser, or the hypothecary lender (also known as mortgage lender), will be repaid only at the end of a contentious proceeding which will have to conclude to the fault of the notary.