Your heirs at law, who are the ones determined by law if you did not make a Will, will have to comply with the requirements of all your service providers if they wish to close your accounts and furthermore, they could lose numerous documents and memories that they would have liked to keep because many suppliers authorize only the closing of a deceased's accounts.
However, you could also establish a list of your virtual assets (with your IDs, access codes and passwords) and grant a power of attorney to someone you trust, usually a close relative, so that he holds this list in trust until your death and that he has then the mandate to hand over this list to your heirs at law when he will have become aware of the identity of these ones.
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